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Security & Privacy

Your money stays yours. Your data stays protected.

Connect your financial accounts with confidence. Moo Money uses read-only connections through Plaid, protects sensitive connection information with encryption, and never sells your personal or financial data.

Bank passwords stay out of Moo MoneyRead-only account accessNo transfers or tradesNo sale of your data

The essentials

The essentials, at a glance

See what Moo Money can access, what it cannot do, and how your information is handled.

Your bank password stays out of Moo Money

You sign in through Plaid or directly with your financial institution. Moo Money never sees or stores your bank username or password.

Read-only account access

Moo Money can display the financial data you approve, but it cannot move money, make transfers, change your accounts, or place trades.

Encrypted connections

Information travels over encrypted connections. The connection key used to keep your approved accounts updated is also encrypted.

Your data is not for sale

We do not sell personal or financial information or use your financial activity for targeted advertising. Moo Money is supported by subscriptions, not advertisers.

Extra login protection

Enable two-factor authentication for an additional layer of protection on your Moo Money account.

Connecting an account

You approve the connection

Moo Money receives the financial information you choose to share. Your bank username and password are not part of what Moo Money receives.

01

Choose what to connect

You select your financial institution and choose the accounts you want to share.

02

Sign in securely

You authenticate through Plaid or directly with your financial institution. Your bank login is not shared with Moo Money.

03

See your approved data

Moo Money receives the balances, transactions, holdings, liabilities, and other information you authorized. An encrypted connection key keeps that approved connection updated.

Account protection

Protection and access

Protect your login, keep financial connections secure, and understand who can see information in your household.

Two-factor authentication

We recommend enabling two-factor authentication. It adds a temporary code from your authenticator app after your password, helping protect your account even if someone learns your password.

Separate logins, shared household view

Every member signs in separately. Household members can access the household's accounts, balances, transactions, budgets, investments, liabilities, notes, attachments, and other shared records. Only invite people you trust.

Learn about Moo Money for couples

Encrypted connection information

Moo Money encrypts the connection keys used to keep the financial accounts you approved up to date. These keys are not your bank password.

Your data, your choices

Manage your connections and data

You decide how long an institution stays connected and what happens to supported information already in Moo Money.

Disconnect

Disconnect an institution whenever you want. Moo Money will stop retrieving new information from that connection. You can keep supported history for manual tracking or remove it.

Export

Download supported financial information, such as transactions, for your own records.

Delete

Request deletion of your Moo Money account and associated information from your account settings whenever you choose.

FAQs

Keep exploring

Terms of Service

Review the terms that govern your use of Moo Money.

Read the Terms

Connection Status

Check support and connection details for financial institutions.

Check connections

Contact

Have a question about your account or data? We are here to help.

Contact us

Connect your accounts with confidence.